Kisan Credit Card Yojana 2024 : કિસાન ક્રેડિટ કાર્ડ યોજના અંતર્ગત ખેડુતોને મળશે 3 લાખ સુધીની વગર વ્યાજે લોન
Kisan Credit Card Yojana 2024: If every farmer has heard about this scheme, then today we are going to get complete information about this Kisan Credit Card scheme, how many loans can be obtained under this scheme and all the information about what is Kisan Credit Card Yojana, we have this article. Getting inside. And how can we apply for Kisan Credit Card.
Kisan Credit Card Yojana 2024 Kisan Credit Card Yojana 2024
Kisan Credit Card Scheme which is a scheme launched by the Central Government. And this credit card scheme is a scheme for major farmers that all the farmers of the country can benefit from this scheme. The main advantage of this scheme is that the farmers can provide loans at low interest rates and the farmers can benefit from the scheme. A credit card for Kishan is available from different banks including the following.
HDFC Bank
Bank of India
Axis bank
Punjab National Bank
State Bank of India
Icici bank
Banks like Bank of Baroda etc. are included.
The plan is to provide credit cards or even passbooks to farmers through these types of banks.
Benefits of Kisan Credit Card Kisan Credit Card Yojana 2024
Let us discuss some of the benefits of this Kisan Credit Card made by the government which are mentioned below.
The beneficiaries of PM Kisan Samman Nidhi Yojana are also given the benefit of Kisan Credit Card Yojana.
They have to deposit the form inside the bank to avail the benefit of this scheme.
Kisan credit cards are also made by the government under the Self-reliant India scheme.
With the help of this credit card, loans are given to farmers easily and at low interest rates.
It is very easy to activate any Kisan Credit Card held by the farmers if it has been closed for any reason.
The validity of this Kisan Credit Card is up to five years.
Through this Kisan Credit Card, loans of up to three lakhs are given to farmers and beneficiaries at 9 percent interest.
A subsidy of 2% is given by the government on this interest, which means that the interest rate is about seven percent.
An additional rebate of three percent is given if the farmers opt for it within a certain period of time, meaning in this case the farmers have to pay only four percent interest.
All the farmers of the country can get the benefit of this scheme and Kisan Credit Card can be loaned in every bank. It is also to reduce the burden of interest for the farmers and the benefit of this scheme will be made available to 14 crore farmers of the country.
Required Documents for Kisan Credit Card Scheme
To get Kishan Credit Card you need to have the following documents with you.
A farmer must have cultivable land
All types of farmers who are involved in agricultural production in their own farm or doing agricultural work in someone else’s farm or involved in any type of crop production can apply for Kisan Credit Card.
Aadhaar Card of the applicant
The farmer must be a resident of India
A copy of the land
PAN Card
mobile no
Passport size photograph
You need to take note of the documents mentioned above to apply for Kisan Credit Card.
Application for Kisan Credit Card Scheme
You have to apply offline for this scheme of Kisan Credit Card Online application process is mentioned below.
First you have to go to the official website of PM Kisan Samman Nidhi Yojana. The home page of the website will open in front of you.
Inside the om page you will see the option of download kcc phone you have to click on this option after clicking on the option a pdf of kg application form will open in front of you from here you can download the application.
After that you have to print the application form and fill all your information in it and attach all types of documents mentioned above and mentioned in it.
Then you have to submit your application form within any bank where your account is opened or account is opened.
In this way then after you submit the application form after verifying your data the application will be accepted and the application will go to the account branch login in the bank and where the amount will be received in the Kisan Samman Nidhi Yojana. All those farmers will be given Kisan Credit Card within 15 days after the application of the farmers is approved.