Mudra loans :મહિલા મુદ્રા લોન યોજના: હવે ભારતીય નારી પોતાનો ખુદનો ધંધો જાતે ચાલુ કરી શકશે
In India, if women want to start a business, they face a lot of difficulty because there is no way for them to start a business, they have no option for money, but currently, the Pradhan Mantri Mudra Loan Yojana launched by the Government of India. has been done.
All Indians are benefiting from this scheme. If you are a woman and want to start your own business and you don’t have money, you can still start your own business by applying to this scheme. Indian women can now easily start their own business from home.
Pradhan Mantri Mudra Loan Scheme was launched by the Government of India in 2015. The main objective of this scheme is to help people who want to start their own business by getting a loan from the Government of India through a bank and this loan ranges from 50000 rupees to 10 lakh rupees.
Mudra loans have become easier for women
In India, women have to start their own business and that too is a very difficult task without the help of their family members because they have no source of income and if family members are not willing then they do not get financial benefit. Either helps. If you want to start your own business without any help, you can easily get a loan of up to 10 lakh rupees under the Pradhan Mantri Mudra Loan Yojana.
Today in this article we will tell you how you can take advantage of Pradhan Mantri Mudra Loan Yojana if you are a woman and want to start your own business. In this article, we are going to give you complete information about how to apply for a Mudra loan, what documents are required, what are the eligibility criteria. So, read this article till the end.
Benefits of taking Mudra loan for women
Women can easily start their own business by taking PM Mudra loan.
Women are subsidized separately in PM Mudra Loans.
You do not need to provide any kind of collateral or security to take this loan.
In this loan women are given the benefit of Mahila Udyog Yojana.
Eligibility for Mahila Mudra Loan
You must be an Indian citizen for a Mudra loan
You must have a business plan for a Mudra loan
You can take this to start a new business or expand your old business.
You should be above 18 years of age
Documents Required for Mahila Mudra Loan
If you want to avail Mudra Loan Yojana then you must have the following documents.
aadhar card
PAN card
Income certificate
Business Certificate
ITR return
Caste Certificate
How much loan do women get under Mudra Loan Yojana?
Under the Pradhan Mantri Mudra Loan Yojana, women get loans ranging from Rs 50,000 to Rs 10 lakh. There are three types of these loans which are given below.
Shishu Mudra Loan- In this women get loan up to Rs 50000. You can start a new business using this loan.
Kishore Mudra Loan- In this you get a loan of 50000 to 5 lakh rupees, if you want to grow your business then you can avail this scheme.
Tarun Mudra Loan- In this you get a loan of 10 lakh rupees, if you need more money and want to take your business to a bigger level, then you can avail this loan.
How can women apply for mudra loan?
If you want to avail and apply for the Pradhan Mantri Mudra Loan Yojana, you have to follow the steps given below.
First of all you have to go to your bank branch,
There you have to meet your loan officer and explain to him why you need a Mudra loan.
Now the loan officer will check your documents
After that you will be given a form, in this form you have to enter your personal details.
After that the necessary documents have to be added with them.
After that you have to tell your complete business plan and give the information about which loan you want to take and for how long.
After this, the loan officer will check your form and documents
If you are eligible, Pradhan Mantri Mudra Loan Yojana money will be transferred to your bank account within 15 days.
Summary
Today in this article we have given you complete information about how to apply for Mahila Mudra Loan. By reading this article you can easily apply for Pradhan Mantri Mudra Loan Yojana. If you liked this article, share it with any woman you know who wants to start her own business. If you have any question, please let us know by commenting.