Improve Cibil Score: જો તમારો CIBIL સ્કોર બગડ્યો છે તો આ રીતે તમારો CIBIL સ્કોર વધારો, તે 750+ થઈ જશે

Improve Cibil Score: Hello friends, as we know nowadays when a person needs money he takes a loan from a bank.  But you get a loan through a bank when your credit or cbill score is good, any company or bank comes to ask you while giving a loan.  And if your CIBIL score is good then you can easily get loan for which you need to have good credit code to take loan and many things affect this credit score.

What is Cbil Score or Credit Score? 

Friends, let us tell you that Civil School has a three-digit number that lets you know whether you are repaying the loan you have taken on time or not and whether you have paid the full interest or not.  Whether you have paid the full amount of the loan at once or have paid the minimum amount, all the information is given in the Cbil score.

What if bill payment takes time?

Late bill payments are very important in determining the credit score. Late payment of a credit card bill or loan can affect the credit score by up to 30 percent.  So to keep your credit score good and high you need to pay bills and repay loans on time. 

Increase credit score limit 

Increasing your credit card limit affects your credit score.  If you increase your credit card limit, it affects your credit score by 25%.  Initially, the company releases credit cards with lower credit limits, then if you have one, your credit limit can be increased. 

Taking more than one loan or credit card 

If you use more than one credit card to a large extent, it can affect your credit score and let you know that it appears in the inquiry section of your credit report when you apply for a credit card.  So if you have too many credit cards and loans it can affect your credit score if you have done too many applications for credit cards and loans which can affect your credit score by up to 25%.